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Financing & PPAs

Generation without capital outlay

We structure power purchase agreements, operating leases, and asset finance that convert generation into a fixed per-kWh rate, preserving balance-sheet capacity and transferring performance risk.

$0
Upfront under PPA
10-25 yr
Typical PPA term
8-14%
Unlevered project IRR
10-30%
Rate vs. grid discount
Financing & PPAs

The decision to own generation or contract for it is a treasury question, not an engineering one. Each structure carries a distinct profile of cash flow, balance-sheet treatment, tax position, and performance risk. We model all viable paths so the choice is made on financial merit.

Power purchase agreements

Under a PPA, a third party owns, installs, and maintains the array on your roof or land, and you purchase the electricity it generates at a contracted rate, typically 10 to 30 percent below the prevailing grid price. There is no upfront capital, the asset sits off your balance sheet under most accounting treatments, and generation risk transfers entirely to the asset owner.

Contracted rates are either fixed for the term or escalated against a defined index, commonly 1.5 to 2.5 percent annually, which still tracks well below historical grid inflation.

Ownership and asset finance

Direct ownership captures the full economic value of the asset, including accelerated depreciation, renewable energy certificates (RECs), and the residual generation after debt is retired. With unlevered project IRRs typically landing between 8 and 14 percent, ownership outperforms a PPA over the asset's 25-year life for entities with capital availability and tax appetite.

  • Power purchase agreement origination and rate negotiation
  • Operating and capital lease structuring
  • Asset-backed debt and green-loan facilitation
  • REC and certificate monetization strategy
  • Depreciation, tax, and balance-sheet treatment modeling

Certificate and incentive monetization

Renewable energy certificates represent a separable revenue stream from the electricity itself. We advise on whether to surrender certificates against corporate carbon claims or monetize them in compliance and voluntary markets, where pricing can materially shift project economics and shorten payback by one to three years.

Every structure is stress-tested against your weighted average cost of capital, sensitivity-analyzed for tariff and generation variance, and presented as a discounted cash-flow comparison. The objective is a financing decision that survives audit scrutiny, not a sales pitch dressed as analysis.

Frequently asked

Does a PPA appear as debt on our balance sheet?
Most PPAs are structured as service contracts and remain off-balance-sheet, though accounting treatment depends on jurisdiction and contract terms; we coordinate with your auditors before execution.
Who owns the renewable energy certificates under a PPA?
Certificate ownership is negotiable. Some clients retain them for carbon reporting; others assign them to the asset owner in exchange for a lower per-kWh rate. We model both.
What happens at the end of a PPA term?
Typical agreements offer a buyout at depreciated fair value, a term extension at a revised rate, or system removal at the owner's cost. We negotiate these options upfront.
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Ready to model financing & ppas?

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